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PR-2Sometimes appealable

Coinsurance amount — patient responsibility

What PR-2 means

The amount is the patient's coinsurance percentage per their benefit plan. Correct in most cases — review only if the wrong plan type or benefit tier was applied.

Common causes

  • Standard coinsurance under the patient's plan
  • Wrong benefit tier applied (e.g., specialist vs. PCP rate)
  • Out-of-network coinsurance applied to an in-network visit in error

How to appeal PR-2

Confirm the correct benefit tier and network status. If the wrong coinsurance rate was applied (e.g., out-of-network rate for an in-network provider), appeal with proof of in-network status. Otherwise, this is a legitimate patient-responsibility balance.

Skip the manual work

Remitavo drafts a payer-specific PR-2appeal — citing the carrier's own policy — straight from your remittance file. Send a sample and we'll show you.

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